When you think of a major car crash, you may imagine multiple vehicles being involved. However, a major accident can occur when there is just one vehicle involved.
As the name implies, single-vehicle accidents involve just one vehicle. Even though just one car or truck is involved, the results can still be deadly. In fact, in 2018, 53% of fatal car accidents involved just one vehicle.
Solo-vehicle crashes can happen in various ways. A driver may be distracted and go off the road, hitting a tree, guardrail, pole or other object. Some drivers speed and lose control, going down embankments or overturning. Some drivers hit animals, pedestrians or other objects in the roadway.
Most single-vehicle accidents are caused by driver error. This means that the driver would typically be at fault. This is because these accidents are typically caused by drunk driving, speeding, distracted driving and driving while fatigued.
After a solo-vehicle crash, you should contact your insurance company. Yes, you will likely be considered at fault, but if you have the right insurance coverage, it will pay for your damages. Collision coverage is optional, but if you have it, it will pay for property damage, whether or not you are at fault. If you hit an animal, comprehensive coverage would come into play. If you have MedPay or Personal Injury Protection (PIP) insurance, this coverage will pay for any injuries you incur in the crash. However, keep in mind that if you file a claim, your rates will likely go up. Also, you will have to pay a deductible (which could be $500, $1,000 or more), so you will want to assess if it is worth it to file a claim, especially if the damage is minor.
When a Single-Vehicle Crash is Not Your Fault
It’s important to keep in mind that there are situations when you may not be at fault for a single-vehicle crash. For example, let’s say a car coming in the opposite direction is distracted and goes into your lane. You swerve to avoid a head-on collision, but hit a pole instead. The other driver would be at fault, since their distracted driving led to your crash.
Another example would be road conditions. If you were driving the speed limit and came across a huge pothole out of nowhere, causing your vehicle to go off the road and crash, you may be able to sue the government agency responsible for the road.
Another example would be claiming a vehicle defect or equipment failure. If your vehicle was driving fine but then the engine or some component suddenly failed and caused you to crash, then you may be able to file a claim with the manufacturer.
Get Legal Help for Your Florida Personal Injury Case
A car crash does not have to involve multiple vehicles. Even a solo-vehicle crash can cause serious injuries and even death.
It’s still possible to obtain damages in a single-vehicle crash, so if you think someone else was at fault, contact the Tampa car accident lawyers at Pawlowski//Mastrilli Law Group. We can assess your situation and see if you have a valid case. To schedule a free consultation, fill out the online form or call 813-242-4404.